An independent insurance adjuster manages claims related to property and casualty insurance losses. Property insurance aims to shield individuals or businesses from financial setbacks resulting from damage to their property, encompassing both the structure of buildings or homes and personal or business contents.

Liability insurance, commonly known as casualty insurance, shields individuals or businesses from legal responsibilities or financial obligations arising from damages inflicted upon others. These losses usually stem from negligence or inadvertent harm, such as bodily injuries or property damages, to individuals not covered under the policy. A certified insurance adjuster specializes in investigating claims, conducting interviews with witnesses, consulting medical experts and law enforcement, and communicating with the claimant to compile pertinent information regarding the incident, loss, or injuries. This gathered data aids the adjuster in making decisions regarding claim approval, denial, or negotiation of settlements.

To obtain your license as an insurance adjuster, you must exhibit foundational understanding of the industry through the successful completion of the State of Alabama licensing examination. This course is designed to provide the necessary content to fulfill the educational and examination prerequisites effectively.